Terms of Service

Last updated: December 22, 2025

1. Acceptance of Terms

By accessing or using RetirePro ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

RetirePro is a retirement planning calculator and analysis tool. The Service provides:

  • Retirement income projections and calculations
  • Monte Carlo simulations for retirement planning
  • Social Security benefit estimations
  • Net worth tracking and analysis
  • AI-powered retirement insights (Premium tier)
  • Tax planning tools and strategies

3. Not Financial Advice

IMPORTANT: RetirePro provides educational information and planning tools only. The Service does NOT provide financial, investment, tax, or legal advice. All calculations and projections are estimates based on the data you provide and should not be relied upon as the sole basis for making financial decisions.

You should consult with a qualified financial advisor, tax professional, or legal counsel before making any financial decisions. RetirePro is not responsible for any decisions you make based on information provided by the Service.

4. User Accounts

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

5. Subscription and Billing

RetirePro offers Free, Pro, and Premium subscription tiers. Paid subscriptions are billed monthly or annually as selected at checkout. All payments are processed securely through Stripe.

  • Subscriptions automatically renew unless cancelled
  • You may cancel at any time through your account settings
  • Refunds are available within 30 days of purchase
  • Price changes will be communicated 30 days in advance

6. Data Accuracy

While we strive to provide accurate calculations and data, RetirePro makes no guarantees about the accuracy, reliability, or completeness of any information provided. Market conditions, tax laws, and other factors may change without notice.

7. Limitation of Liability

To the maximum extent permitted by law, RetirePro shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

8. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through the Service. Your continued use of the Service after changes constitutes acceptance of the modified terms.

9. Contact Information

If you have questions about these Terms of Service, please contact us at:

support@retirepro.io